Rates & Insurance


Rates for Treatment:
Turning Point participates with most major insurance companies, such as TriCare, Medicare, TriCare for Life, Aetna, and Blue Cross Blue Shield. Each company specifies an allowable rate for each available therapy-related service.

In the absence of insurance, our standard self-pay rate for a 45-minute individual psychotherapy session is $140 for Psychologists and the Initial Appointment is $210.  Rates for other services are available upon request. Payment is due at the time of service.

Rates for Specialized Services:

Please note that some Specialized Services, such as requests for letters, telephone consultations, completion of military PCS forms, and copies of your records typically are not covered by insurance.

Fees for Specialized Services:

A fee for the Provider's time to produce the requested document or to complete the requested work will be charged for each Specialized Service. The base rate for each Specialized Service Request will be a pro-rated charge at $140 for 45 minutes of the Provider's time.

Fees for Records:

Fees for copies of records are based on the number of pages requested. Please call the office at (850) 243-8086, if you have any questions. Payment of each Specialized Service fee is due at the time of completion and receipt of the requested work. 

NOTE: Turning Point provides only paper copies or FAX copies of patient records. No digital or electronic records are available. 

Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:

  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • How many sessions per year does my health insurance cover?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?


For patients using our online, HIPAA compliant, telehealth portal - SimplePractice, payments are made in your portal using your credit card on file.

Account payments using a credit card also may be made on this website by clicking the tab: 

Make A Payment 

Payments by check are accepted. You can mail your check to our office address.


Cancellation Policy:

Scheduled Appointments: We ask for your help in using our time and your time efficiently. 

Failure to Show - If you do not show up for your scheduled therapy appointment, you will be charged $80.

Late Cancellation - If you cancel an appointment with less than 24 hours advance notice, you will be charges $50.

Please call  (850) 243-8086, 24 hours in advance, if you need to cancel an appointment or cancel online in your SImplePractice. Portal

In Case of an Emergency:
If you are facing an emergency after hours or on a weekend, please go to your nearest Emergency Room for immediate assistance or call 911.

National Suicide Prevention Lifeline:


Fort Walton Beach Medical Center - Behavioral Health Services - 24-Hour Help Line:


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